Hello, I’m Katie – welcome to Katie Saves!
I’m 31 and live in South Wales with my husband and our 2 year old daughter with baby number 2 on the way.
I started Katie Saves as a way of documenting my survival on maternity leave – as I’m sure we all know, SMP is not a huge amount of money and the reduction in our household income was drastic, meaning that changes had to be made, especially as I decided not to return to work full time. Oh, and my husband decided to leave work all together and return to Uni full time!
Having grown up with little to no money and then beginning my career in finance back in 2008 – I’d always been frugally-minded. But like everyone, I made mistakes along the way – I got into debt and have financial ‘regrets’ but it all led me to where I am today – living on the smallest amount of money I ever have but more content and happier than I’ve ever been (seriously, my salary at 21 was double what it is now!!).
My husband is now in his second year of paramedic training (almost there!) which means that his income consists almost entirely of a small monthly bursary – we use this money for food, fuel and fun. Then my small part-time wage covers the bills with pennies to spare. I’m not going to lie – it’s been a tough couple of years, and at times I’ve questioned what the hell we’re doing. But then other times, I look at what we’ve managed to achieve in that time and how well we’ve managed our finances and side-hustled extra money and I feel proud.
Before I launched the blog, I created my Instagram account (which you can follow here: @katiesaves). Initially, it was an anonymous account as I felt a bit of shame and embarrassment talking about money so openly. Nowadays though, I’ll talk openly to whoever cares to listen!
And as a result, I’ve built a lovely little community – and Instagram brings me so much joy. I receive the loveliest messages from people saying how I’ve helped them and it absolutely makes my day, and the days I feel like packing it all in, they remind me why I started in the first place.
Over the past nearly 2 years since starting Katie Saves, I’ve written on a variety of topics – a passion of mine being decluttering and selling on ebay. And soon I’ll be launching a brand new website to focus solely on that – so watch this space.
I won’t be leaving Katie Saves though, and I have some exciting collaborations coming up, as well of lots of ideas for content which I hope will help you on your own financial journey.
If you have any questions or there’s anything you’d like to see here – please don’t hesitate to contact me. You can email me (firstname.lastname@example.org) or DM on Instagram (@katiesaves) – my inbox is always open!
Thank you for following my journey so far, I hope you’ll continue to do so.