Mummy’s Money #8 – Meet Thrifty Mumma, Thrifty Bubba

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maternity finances

In this week’s Mummy’s Money, we’re talking to the lovely Jamie from Thrifty Mumma, Thrifty Bubba all about maternity finances.
You can find all the other posts in the series here

Introduce Yourself

I’m Jamie, a thirty something Mumma of one who loves to share hints, tips, bargains and finds as I meander my way through motherhood on a budget.

How long after baby was born, did you return to work (if you did)?

I didn’t return to work following maternity leave.

Did you change/reduce your hours?

Initially, when I was planning to return, I had requested to change my hours from full time to part time.

How did you prepare financially (if you did) for maternity leave?

We saved money throughout my pregnancy to supplement my maternity pay during maternity leave. In terms of buying baby items we were happy to source most pieces secondhand apart from the car seat, mattress etc. In fact, our pram cost just £20 from a charity shop! We went to a new parents event at mothercare and were given a money off voucher in a goody bag which we used to get a huge saving on our car seat and isofix base. It’s all about getting the best quality items at the lowest price. I also purchased tonnes of babygrows at a jumble sale and washed them at a high temperature – they were perfect and I then didn’t mind if I had to throw them away. We still love to shop secondhand for the whole family.

What was your biggest waste of money, baby related purchase?

We purchased a second hand nappy bin but it wasn’t useful and we were pleased to have only spent a couple of pounds on it. When brand new they can cost up to £60!

Did you struggle with the drop in income?

We were already used to budgeting and saving so maternity leave didn’t feel like too much of a mindset shift for us.

What did you do to manage the drop in income?

We continued to live within our means and made sensible decisions.

What would you/did you do differently, if you could do it all again?

I would have liked to go on a babymoon before our daughter arrived – saving is important but spending (if you can afford to) on making memories is a sound investment too.

Any advice for mums to be?

Trust your instincts – you know what is best for you and your baby.

And finally, what is your favourite money saving tip? (doesn’t have to be baby related)

I love this mantra from Money Saving Expert: Ask yourself do I need it? Can I afford it? If the answer to either of these questions is no then walk away!

Thank you!

Thank you so much for taking part Jamie!

If you’d like to find out more about Jamie you can follow her on social media.

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maternity finances

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Hi! I'm Katie

I started Katie Saves while on Maternity Leave to document our adjustment to living on less. Now back in work - I blog about all things money with a little life organisation thrown in for good measure. Join me!